Tax Calculator FY 2025-26
FY 2025-26 covers 1 July 2025 to 30 June 2026. Marginal-rate brackets are unchanged from FY 2024-25 (the Stage 3 cuts remain in place). The notable change is the Super Guarantee rate ticking from 11.5% to 12% on 1 July 2025 — the final scheduled increase under Australia's long-running super-rate phase-in. HELP/HECS moves to a marginal-style repayment system with new thresholds. AgoTax handles all of these automatically when you select FY 2025-26.
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Frequently asked
Did the tax brackets change?
No — FY 2025-26 uses the same brackets as FY 2024-25. The next legislated change is yet to be announced.
What's the SG rate for FY 2025-26?
12%, up from 11.5% in FY 2024-25. This is the final increase in the planned phase-in.
Anything else different?
HELP/HECS uses a new marginal-style repayment system from FY 2025-26 (replacing the older step-rate scheme). AgoTax applies the right one based on the year you pick.